Free Mortgage Calculator
Estimate your monthly mortgage payment, interest, taxes, and insurance.
Calculate MortgageEvery calculator we offer, in one place. Work out a mortgage, a loan, a debt payoff plan, a car payment or your take-home pay — all free, with instant results and no sign-up.
Browse every financial calculator we publish. New tools are added regularly.
Estimate your monthly mortgage payment, interest, taxes, and insurance.
Calculate MortgageCalculate monthly payments, total interest, and total loan cost.
Calculate LoanSee how fast you can clear your debt and how much interest you save.
Calculate Debt PayoffSee your monthly payment and work out how much car you can afford on your salary.
Calculate Car PaymentEstimate your paycheck after taxes and other deductions.
Calculate PaycheckEstimate your federal income tax, effective rate, and refund or balance due.
Calculate TaxCompare 36 to 84-month terms and see how the APR changes your total interest.
Calculate Auto LoanSee how savings grow over time when interest earns interest on itself.
Calculate GrowthBuild a full loan schedule showing principal, interest and payoff date.
Build ScheduleSee how much house your income, debts and down payment can support.
Check AffordabilitySee what any percentage down costs in cash and whether it avoids PMI.
Calculate Down PaymentProject your nest egg and see if it covers your target income.
Plan RetirementSee what your contributions and employer match could grow into.
Calculate 401(k)See tax-free growth and compare a Roth with a traditional IRA.
Calculate Roth IRAEstimate how your benefit changes with the age you claim.
Estimate BenefitGrow a balance, or work out the deposit to reach a goal.
Calculate SavingsValue at maturity, and what an early withdrawal costs.
Calculate CDSee what money from any year is worth in another.
Calculate InflationSplit your pay into needs, wants and savings.
Calculate BudgetAdd up what you own, subtract what you owe.
Calculate Net WorthSee the years and interest saved by overpaying or paying biweekly.
Calculate Savings
Each tool answers a different money question. Use the Mortgage or Car Payment calculator before committing to a big purchase, so you know the monthly cost and the total interest in advance. The Loan calculator is best for comparing borrowing options side by side. The Debt Payoff calculator shows how much faster you clear a balance when you add a little extra each month. And the Paycheck calculator tells you what actually lands in your account, which is the number a real budget should be built on.
The same four things, whichever tool you open:
Figures update as you type.
See where every dollar goes.
Nothing is saved or shared.
Each tool explains the math.
Yes. Every calculator on this site is completely free with no sign-up, no paywall and no trial period. You can use them as often as you like, and we never ask for your name, email or any personal details to see your results.
No account is needed. Each calculator runs entirely in your browser, so your figures are never uploaded or stored on our servers. Close the tab and nothing is kept.
It depends on your goal. Use the Mortgage or Car Payment calculator before a big purchase, the Loan calculator to compare borrowing options, the Debt Payoff calculator to plan your way out of debt, and the Paycheck calculator to work out your real take-home pay.
The math behind each tool uses the same standard formulas lenders and payroll systems use, so the figures are a close guide. They are still estimates: your actual offer can differ because of fees, credit checks, local taxes and rules we cannot see. Always confirm with the lender or your pay stub.
Yes. We add new tools regularly and keep the existing ones updated as rates and tax rules change. The extra mortgage payment calculator is the newest addition, bringing the total to twenty-one tools covering mortgages, loans, savings, retirement and budgeting. A refinance calculator is planned next.